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Alabama Solar Contract Help

Stuck With a Solar Agreement That Is Not Working for You?

If your solar payment increased, your utility bill stayed high, your installer stopped responding, or solar is causing problems with a home sale, Solar Exit Alabama can help you review the complete situation and understand the strongest next steps available.

  • Solar loans, leases, and power purchase agreements
  • Unexpected payments and high utility bills
  • Solar company closure or service problems
  • Home-sale, refinance, UCC, and transfer issues
  • Tax-credit and payment expectations
  • System production or installation concerns
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Guidance From the Moment You Become a Client

Solar Exit Alabama will guide you through the process from the moment you become a client, coordinating with the legal professionals supporting your case as appropriate. We know solar contract disputes can be confusing, especially when financing, credit, installers, and utility issues overlap. You will have a team helping you understand what comes next and working toward the best available resolution for your situation.

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The service includes a 36-month money-back guarantee, providing meaningful protection throughout the process.

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Credit protection support is built into the client process once you become a client, rather than waiting until a credit problem appears.

Guarantee and credit-protection terms, eligibility requirements, and exclusions are reviewed before enrollment.

Find the Help You Need

Jump Directly to the Part of Your Solar Problem That Matters Most

This page is designed as a complete Alabama resource. Use the shortcuts below to skip directly to the issue you are dealing with.

Common Alabama Solar Problems

Does Any of This Sound Familiar?

Solar problems do not always begin and end with the installer. The salesperson, dealer, lender, loan servicer, electric utility, equipment manufacturer, and installation contractor may all play different roles.

Your Solar Payment Increased

Payment changes may involve loan terms, re-amortization, dealer or finance fees, lease or PPA escalators, or an expected lump-sum prepayment that was never made.

  • The payment changed after an expected prepayment
  • The tax-credit assumption did not work as expected
  • Fees may have increased the amount financed
  • Lease or PPA terms may include scheduled increases
CFPB Solar Financing Issue Spotlight

Your Utility Bill Stayed High

In Alabama, the utility serving the home can materially change the answer. There is no statewide net-metering policy, and export compensation and rate treatment vary by utility.

  • The system may not offset as much usage as expected
  • Exported energy may be worth less than purchased energy
  • Fixed or other utility charges may remain
  • Production or household usage may differ from the sales estimate
EIA Alabama Energy Profile

The Tax Credit Did Not Match the Pitch

A sales presentation about a federal tax credit is not the same as an individual tax determination. Current IRS guidance also says the residential credit is unavailable for property placed in service after December 31, 2025.

  • The loan may have assumed a future lump-sum payment
  • The sales presentation may have treated the credit like guaranteed cash
  • Tax liability may have affected the usable benefit
  • 2026 installations are subject to changed federal rules
IRS Residential Clean Energy Credit

The Solar Company Closed

Installer closure can disrupt service, warranties, and monitoring, but the installer, lender, servicer, manufacturer, and monitoring provider may be different companies.

  • Warranty requests may go unanswered
  • Another company may still own or service the financing
  • Equipment warranties may remain separate
  • Closure does not automatically cancel a payment obligation

Solar Is Complicating a Home Sale

Transfer, payoff, assumption, and UCC issues can surface during a sale or refinance. Alabama maintains a public UCC filing system through the Secretary of State.

  • A buyer may not want to assume the agreement
  • A lender may request payoff or transfer information
  • A UCC filing may appear during title review
  • A release or termination filing may be requested
Alabama Secretary of State UCC Records

Production Is Below Expectations

Monitoring history, utility bills, the sales proposal, installation records, and any production guarantee can help separate technical issues from billing or contract issues.

  • Compare actual production with the proposal
  • Review monitoring history and utility bills
  • Check any written production guarantee
  • Use qualified technical help for diagnosis or repair

How It Works

Start With a Clear Review of Your Situation

You do not need to know the correct legal, financial, or utility terminology. Tell us what happened and provide the documents you have.

01

Tell Us What Happened

Complete the short review form with the basic details of the contract, payment, utility, installation, or home-sale problem.

02

Gather the Important Documents

The agreement, financing paperwork, proposal, bills, production records, and communications help show what was signed, promised, installed, financed, and billed.

03

Understand the Strongest Next Step

The review helps identify the issues that need closer attention and the appropriate resources or professionals that may be involved.

What Makes Solar Different in Alabama?

The Utility Serving Your Home Can Change the Entire Solar-Billing Analysis

Alabama has an unusual solar-market split. Utility-scale solar has expanded substantially, while customer-sited rooftop solar remains relatively limited. The U.S. Energy Information Administration reported 664 MW of utility-scale solar capacity as of September 2025 and described Alabama as having the least installed small-scale solar capacity among the states.

More importantly for a homeowner already dealing with a solar agreement, Alabama does not have a statewide net-metering policy. The rules that affect exports, credits, interconnection, and utility billing depend heavily on the company serving the property.

U.S. Energy Information Administration: Alabama Energy ProfileAlabama Public Service Commission: Electricity
664 MWUtility-scale solar capacity reported by EIA as of September 2025
No Statewide PolicyAlabama does not have a statewide net-metering policy
1 IOUAlabama Power is the only investor-owned electric utility regulated by the Alabama PSC

Your Electric Utility Matters

Start by Identifying Who Sends Your Electric Bill

There is no single Alabama solar-billing rule that applies to every homeowner. Before deciding whether the problem is the system, the contract, or the sales pitch, identify the utility and the rate structure that actually apply to the property.

TVA-Area Local Power Companies

Parts of northern Alabama are served through local power companies in the Tennessee Valley Authority system. TVA programs and the local power company's interconnection procedures can affect how customer generation is handled.

TVA Valley Renewable Energy

Municipal Utilities and Cooperatives

Municipal electric systems and electric cooperatives may have their own solar and billing policies. The Alabama PSC specifically states that it does not regulate cooperatives, municipal electric systems, or TVA.

Alabama PSC Consumer Services
Why this matters:If your solar savings or utility credits do not match what you were promised, identify your utility before assuming the solar system itself is the entire problem.

Alabama Power Customers

Check the Interconnection, Rate Rider RGB, and Export Rules

Alabama Power tells customers considering rooftop solar to submit an interconnection application through PowerClerk. Customers operating onsite generation in parallel with the utility system can also be subject to Rate Rider RGB, while qualifying systems of no more than 100 kW can use Rate PAE to sell alternate energy to the company.

Alabama Power Rooftop SolarAlabama Power Rate Riders and Rules

Rate Rider RGB

Rate Rider RGB addresses supplementary, backup, or maintenance power for customers operating onsite, non-emergency generation in parallel with Alabama Power.

The current tariff lists a capacity reservation charge of $5.41 per kW for secondary service and $4.87 per kW for primary service for specified rate schedules. Alternative treatment and eligibility provisions exist, so those amounts should not be assumed to apply identically to every residential solar customer.

Alabama Power Rate Rider RGB

Rate PAE

Rate PAE is available to qualifying customers with an electric generating facility of no more than 100 kW who want to sell alternate electrical energy to Alabama Power.

The tariff effective for April 2026 billings lists residential payment rates that vary by rate option, season, and time period. Under the Time Advantage option, listed payments range from 3.45 cents to 5.47 cents per kWh depending on the period. Credits can carry forward, and the customer may request payment of an amount due.

Alabama Power Rate PAE, Effective April 2026

When the Bill Is Higher Than Expected, Compare:

  • Solar production
  • Household consumption
  • Electricity exported to the grid
  • Electricity purchased from the grid
  • The applicable Alabama Power residential rate
  • Rate Rider RGB treatment
  • Rate PAE credits
  • Fixed or other utility charges
  • The assumptions in the original solar proposal
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North Alabama and TVA-Area Customers

Do Not Assume Alabama Power Rules Apply to a TVA-Area Home

TVA's Dispersed Power Production program allows qualifying renewable facilities, including eligible residential participants, to sell renewable generation to TVA at TVA's monthly avoided cost.

TVA works through local power companies, so the local provider's interconnection procedures and the current TVA program terms both matter.

TVA Valley Renewable Energy

Review These Items

  • The local power company's interconnection agreement
  • The current local retail rate structure
  • The currently applicable TVA program
  • How exported electricity is compensated
  • Fixed and fuel-related charges
  • What the solar salesperson assumed when estimating savings

Did You Sign the Agreement at Home?

Alabama Has Cancellation Rules for Certain Home-Solicitation Sales

Alabama Code Section 5-19-12 provides cancellation rights for qualifying home-solicitation sales. The statute describes a right to cancel until midnight of the third business day following execution and requires the seller to provide specified written notice.

The Federal Trade Commission also has a Cooling-Off Rule covering certain qualifying sales made at a buyer's home or another qualifying location.

That does not mean every solar contract signed in Alabama can automatically be canceled within three business days. Applicability can depend on how the transaction occurred, the type of agreement, the notices provided, timing, and other facts.

Alabama Consumer Credit Act, Section 5-19-12FTC Cooling-Off Rule

What to Look For

  • Where and how the sale occurred
  • The date each document was signed
  • Any "Buyer's Right to Cancel" language
  • Any "Notice of Cancellation" form
  • The seller's name and cancellation address
  • Separate financing documents
If the transaction is recent, review the cancellation paperwork immediately. Time-sensitive rights should not be evaluated from a generic website statement alone.
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Installer and Contractor Licensing

Check Who Actually Installed the System

The Alabama Home Builders Licensure Board has published a solar-specific advisory opinion. The Board states that an unlimited residential home builders license is required for residential solar installation under the circumstances described in the opinion, including the economic thresholds and types of work discussed there.

The Board expressly states that the advisory opinion is its interpretation of the law and is not binding on a court.

Solar electrical work can also involve Alabama electrical licensing. The Alabama Board of Electrical Contractors maintains a public license search and a consumer complaint process.

Alabama Home Builders Licensure Board Solar Advisory OpinionAlabama Home Builders Licensure Board Consumer ResourcesAlabama Board of Electrical Contractors Consumer Resources

A Solar Project May Involve Several Different Companies

  • Solar salesperson or dealer
  • Residential installation company
  • Electrical contractor
  • Roofing contractor
  • Finance company

Do not assume the company that sold the system performed every part of the work.

Payment and Financing Problems

Review the Loan Structure, Not Just the Interest Rate

The CFPB has documented solar-specific loans in which dealer or financing fees increased principal substantially above the cash price. It also documented loans structured around an expected partial prepayment, often associated with an anticipated federal tax credit, where the scheduled monthly payment could rise if the prepayment was not made.

Those are national financing findings, not proof that a particular Alabama loan contains those features. The signed loan documents control the actual payment terms.

  • Cash price of the system
  • Original loan principal
  • Dealer, program, platform, or financing fees
  • Interest rate and APR
  • Expected lump-sum prepayment
  • Re-amortization date
  • Payment before and after re-amortization
  • Total amount financed
  • Sales proposal and tax-credit representations
Do not stop making payments based solely on a dispute with the installer or salesperson. Payment obligations and available remedies depend on the agreements and circumstances.
CFPB Solar Financing Issue SpotlightAlabama State Banking Department Bureau of Loans

Federal Solar Tax-Credit Expectations

Were You Promised a 30% Solar Tax Credit?

For qualifying residential clean-energy property installed from 2022 through December 31, 2025, the federal Residential Clean Energy Credit was generally 30% of qualified costs. The credit is nonrefundable, so the amount usable in a particular year cannot exceed the taxpayer's tax liability, although eligible unused credit may be carried forward under applicable rules.

Current IRS guidance states that the residential credit is not available for property placed in service after December 31, 2025.

  • Original proposal
  • Worksheets or screenshots showing the expected credit
  • Loan payment schedule
  • Re-amortization terms
  • Texts or emails discussing the credit
  • Installation and placed-in-service dates
Solar Exit Alabama does not determine tax eligibility. Questions about an individual tax situation should be reviewed with a qualified tax professional.
IRS Residential Clean Energy Credit, Updated July 4, 2026
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Selling or Refinancing With Solar

Start With the Agreement, Payoff Terms, and Alabama UCC Records

Solar can complicate a sale or refinance when the system is financed, leased, subject to a PPA, or tied to a UCC financing statement.

The Alabama Secretary of State maintains the state's UCC filing system and provides public searches by debtor name and filing number.

A UCC financing statement should not automatically be described as a traditional mortgage lien against the entire home. It can still become relevant if a buyer, title company, or mortgage lender requests payoff, transfer, release, subordination, or clarification of the secured collateral.

  • Ownership or financing type
  • Transfer and assumption terms
  • Current payoff amount
  • Any UCC financing statement
  • Release or termination requirements
  • Buyer, title-company, or mortgage-lender requests
Alabama Secretary of State UCC Records

Solar Company Closed or Stopped Responding

First Identify Which Company Still Owes What

A typical residential solar transaction can involve separate companies for sales, installation, financing, loan servicing, equipment manufacturing, monitoring, and warranty service.

If one company closes, the others may still exist. Installer closure does not necessarily cancel a loan, lease, PPA, warranty, or other contractual obligation.

  • Solar agreement
  • Financing documents
  • Current payment statements
  • Recent lender or servicer notices
  • Equipment serial numbers and manufacturer warranties
  • Monitoring login information
  • Service history
  • Installer licensing information
↑ Back to Page Guide

Alabama Complaint and Assistance Guide

Who Handles What in Alabama?

The correct resource depends on the problem. Filing with the wrong agency can waste time, so start by identifying whether the issue is sales, licensing, electrical work, utility service, financing, or a filing record.

Misleading sales claims or general consumer disputeAlabama Attorney General, Consumer Interest Division

The Consumer Interest Division accepts consumer complaints and reviews matters within its consumer-protection role.

Important: Filing a complaint is not a legal action, and the division does not provide legal advice or act as the homeowner's private attorney.

Official Resource
Residential installer or home-builder licensingAlabama Home Builders Licensure Board

The Board provides license verification, consumer complaint procedures, unlicensed-builder reporting, and disciplinary information.

Important: The Board says it cannot order a builder to make repairs, establish monetary damages, or order reimbursement to a homeowner.

Official Resource
Electrical contractor issueAlabama Board of Electrical Contractors

The Board provides license searches and accepts consumer complaints involving electrical contractors.

Important: The Board first determines whether it has jurisdiction over the complaint.

Official Resource
Alabama Power rate or service disputeAlabama Power first, then Alabama Public Service Commission when appropriate

The PSC handles consumer-service matters within its jurisdiction over Alabama Power.

Important: The Alabama PSC does not regulate municipal electric systems, electric cooperatives, or TVA.

Official Resource
TVA-area solar billingLocal power company and Tennessee Valley Authority

TVA programs operate through local power companies, so the homeowner should identify the local provider and current distributed-generation program.

Important: Alabama Power RGB and PAE terms do not control a TVA-area account.

Official Resource
Solar lender or loan-servicer problemAlabama State Banking Department, when applicable

The Bureau of Loans administers and enforces several Alabama consumer-credit laws and regulates licensees within its jurisdiction.

Important: The correct regulator depends on the legal lender, servicer, and type of institution.

Official Resource
UCC filing questionAlabama Secretary of State

The Secretary of State provides public UCC searches by debtor name and filing number.

Important: The existence of a filing does not, by itself, answer every legal question about the underlying security interest.

Official Resource
Federal solar tax-credit eligibilityInternal Revenue Service and a qualified tax professional

The IRS publishes the current federal Residential Clean Energy Credit rules.

Important: Solar Exit Alabama does not determine individual tax eligibility or provide tax advice.

Official Resource
↑ Back to Page Guide

What We Review

Your Complete Solar Situation

  • Review cancellation, transfer, payoff, and termination language.
  • Identify the dealer, installer, lender, loan servicer, utility, and equipment manufacturer involved.
  • Compare the sales presentation with the signed documents.
  • Review the loan, lease, or PPA payment structure.
  • Gather production data, utility bills, payment statements, and communications.
  • Verify installer licensing and utility program information.
  • Check UCC records when a home sale or refinance is involved.
  • Contact the appropriate regulator or qualified professional when needed.

Prepare the Record

Documents to Gather

  • Signed solar agreement
  • Loan, lease, or PPA documents
  • Original proposal and savings estimates
  • Payment schedule and recent solar statements
  • Tax-credit representations
  • Recent utility bills
  • Installation and permit records
  • Production and monitoring reports
  • Warranty documents
  • Emails, text messages, advertisements, and sales materials
  • Lender or servicer notices
  • UCC information, if relevant
  • Home-sale or refinance correspondence

Alabama Solar Contract FAQs

Questions Alabama Homeowners Are Asking

The answer often depends on the agreement, financing, timing, utility, project status, and specific facts.

Start My Free Review
Can I cancel a solar contract I signed at my Alabama home?

Possibly, but the answer depends on the transaction. Alabama Code Section 5-19-12 provides cancellation rights for qualifying home-solicitation sales, and the FTC has a Cooling-Off Rule covering certain qualifying in-home sales. Whether either rule applies can depend on how the sale occurred, the documents involved, timing, and other facts. Review any Buyer's Right to Cancel or Notice of Cancellation paperwork immediately.

Alabama Consumer Credit ActFTC Cooling-Off Rule
Does Alabama have net metering for residential solar?

Alabama does not have a statewide net-metering policy. Solar compensation depends on the utility serving the home. Alabama Power has its own RGB and PAE framework, while TVA-area customers work through local power companies and applicable TVA programs. Municipal utilities and cooperatives may have different policies.

EIA Alabama Energy Profile
Why is my Alabama Power bill still high after installing solar?

Several factors may contribute. Alabama Power customers can remain responsible for electricity purchased from the grid, applicable rate charges, and RGB treatment. Exported electricity can be compensated under Rate PAE at rates that differ from the retail rate charged for electricity consumed. Household usage, system production, rate selection, and the assumptions in the original sales proposal can also affect the result.

Alabama Power Rooftop SolarAlabama Power Rate PAE
Who licenses solar installers in Alabama?

The Alabama Home Builders Licensure Board has issued a solar-specific advisory opinion stating that an unlimited residential home builders license is required under the circumstances described in the opinion. The opinion itself says it is the Board's interpretation and is not binding on courts. Solar electrical work can also involve licensing overseen by the Alabama Board of Electrical Contractors.

HBLB Solar Panel Advisory OpinionAlabama Board of Electrical Contractors
Where can I file a complaint about an Alabama solar company?

It depends on the problem. General consumer or sales complaints may be appropriate for the Alabama Attorney General. Residential contractor issues may fall within the Home Builders Licensure Board's jurisdiction. Electrical contractor issues may belong with the Alabama Board of Electrical Contractors. Alabama Power service or rate disputes may be addressed through the utility and Alabama PSC. Financing complaints may fall under the Alabama State Banking Department or another regulator depending on the lender.

Alabama Attorney General Consumer Complaint
Can a solar UCC filing affect an Alabama home sale or refinance?

It can become part of the transaction. Alabama's Secretary of State maintains UCC financing statements and provides public searches. A UCC filing is not automatically the same thing as a traditional mortgage lien against the entire home, but a buyer, title company, or mortgage lender may still ask for payoff, release, transfer, or clarification regarding the secured collateral.

Alabama Secretary of State UCC Records
↑ Back to Page Guide

Start With a Free Review

Get a Clearer Understanding of Your Alabama Solar Situation

A difficult solar problem can involve several agreements, companies, and rules at the same time. The first step is understanding what was signed, what was promised, what was installed, how it was financed, and how the utility is billing the system.

Request My Free Solar Contract ReviewCall 833-765-2711

Official Sources and Alabama Resources

Verify the Rules That Apply to Your Situation

These government, regulator, utility, and first-party resources support the state-specific information on this page.

U.S. Energy Information Administration

Alabama energy profile, solar deployment, and statewide net-metering context.

Official Resource

Alabama Public Service Commission

Electric utility jurisdiction, Alabama Power oversight, and consumer-service resources.

Official Resource

Alabama Power Rooftop Solar

Interconnection guidance and utility information for customer-owned generation.

Official Resource

Alabama Power Rate Rider RGB

Official supplementary, backup, and maintenance power tariff for interconnected generation.

Official Resource

Alabama Power Rate PAE

Official Purchase of Alternate Energy tariff, effective for April 2026 billings.

Official Resource

Tennessee Valley Authority

Dispersed Power Production and renewable-energy program information for TVA-area customers.

Official Resource

Alabama Consumer Credit Act

Official State Banking Department copy of the Mini-Code, including Section 5-19-12 on qualifying home-solicitation sales.

Official Resource

Federal Trade Commission

Federal Cooling-Off Rule for certain qualifying sales made at a home or other covered location.

Official Resource

Alabama Home Builders Licensure Board

Solar-panel licensing advisory opinion, license verification, and consumer complaint information.

Official Resource

Alabama Board of Electrical Contractors

Electrical contractor license verification, consumer guidance, and complaint process.

Official Resource

Alabama Attorney General

General consumer complaint process and Consumer Interest Division resources.

Official Resource

Alabama State Banking Department

Bureau of Loans and consumer-finance complaint resources for matters within its jurisdiction.

Official Resource

Internal Revenue Service

Current Residential Clean Energy Credit rules and 2026 termination guidance.

Official Resource

Consumer Financial Protection Bureau

Solar-financing risks involving dealer fees, tax-credit assumptions, and prepayment-driven payment increases.

Official Resource

State information reviewed August 18, 2026. Laws, regulations, incentive programs, utility policies, agency responsibilities, and solar billing rules may change. Homeowners should verify current requirements with the appropriate agency, utility, lender, tax professional, attorney, or licensed contractor.